Household Monthly Budget Calculator Nepal
Turn salary and household spending into a clear monthly surplus, savings rate, and emergency-fund target.
How this works
Total expenses are subtracted from take-home income. The savings rate uses the money left after expenses, and the emergency-fund target equals three months of current expenses.
Worked example
A family earning NPR 1,20,000 can enter rent, groceries, school, transport, utilities, and EMIs to see whether a NPR 20,000 monthly savings target is realistic.
FAQ
Should remittance income be included?
Include only dependable monthly remittance. Keep irregular transfers outside the base budget and treat them as extra savings.
Is three months enough for an emergency fund?
Three months is a useful first target. Households with variable income or dependants may prefer six months.
Where do festival and annual costs go?
Divide predictable annual costs by 12 and enter the monthly amount under other spending.